Free India Finance Calculators
These calculators cover the money questions Indian households ask most: what a loan EMI really costs, how much a SIP could grow to, which income-tax regime saves more, how GST splits into CGST, SGST and IGST, and what PPF, fixed and recurring deposits will pay at maturity. Amounts are formatted in rupees with lakh and crore grouping, every tool shows its formula and a worked example, and rates and slabs are checked against official sources such as the Income Tax Department, the GST Council release and the PPF rate announcement.
Loan EMI calculators
Calculate EMIs and see how tenure, rate and prepayment change the total interest.
EMI CalculatorWork out your monthly EMI, total interest and a year-by-year schedule, with an optional prepayment to see time and interest saved.
Home Loan EMI CalculatorCalculate your home loan EMI, total interest, processing fee, prepayment savings and how much loan your income can support.
Car Loan EMI CalculatorCalculate your car loan EMI, down payment, total interest and the real total cost of the car.
Personal Loan EMI CalculatorCalculate your personal loan EMI, processing fee with GST, the cash you actually receive and the true effective rate.SIP, SWP and growth
Plan investing and withdrawals, and measure growth.
SIP CalculatorEstimate the maturity value of a monthly SIP, the amount invested and the returns, with a year-by-year table.
Step-Up SIP CalculatorSee how increasing your SIP every year grows your corpus compared with a flat SIP.
SIP Goal CalculatorFind the monthly SIP you need to reach a target amount, with optional step-up and inflation.
SWP CalculatorSee how long a corpus lasts with monthly withdrawals, or the level monthly income it can fund.
CAGR CalculatorFind the compound annual growth rate between two values, the future value at a given rate, or the years needed.
ROI CalculatorWork out return on investment, net profit and the annualised return for any investment.Tax and small-savings
GST, income tax and the deposit schemes most people use.
GST Calculator IndiaAdd or remove GST at 5%, 18% or 40%, with the CGST + SGST or IGST split.
Income Tax Calculator India (New vs Old Regime)Compare tax under the new and old regimes for FY 2026-27, with rebate, standard deduction, surcharge and cess.
PPF CalculatorEstimate your Public Provident Fund maturity value with yearly or monthly deposits, tax-free interest and a yearly table.
FD CalculatorCalculate fixed deposit maturity amount and interest for any rate, tenure and compounding.
RD CalculatorCalculate recurring deposit maturity and interest for a monthly deposit, rate and tenure.About the numbers
Tax slabs follow the Income Tax Department’s published rates for individuals, and GST follows the rate structure effective 22 September 2025 (5%, 18% and 40% with nil and special rates). The PPF rate is set by the Government each quarter and the calculators assume it stays constant. Mutual fund investments are subject to market risks; SIP and SWP results use return assumptions, not forecasts.
These tools are for education and planning, not professional advice. Confirm tax figures with Form 16, the official portal or a chartered accountant, and loan figures with your lender.
Guides for this topic
How to Calculate EMI6 min readHow to Calculate SIP Returns6 min readHow to Calculate GST in India6 min readNew vs Old Tax Regime: Which Is Better?6 min readHow to Calculate PPF Maturity6 min readHow to Calculate FD and RD Maturity6 min readHow to Calculate CAGR and ROI6 min readFrequently asked questions
Are these calculators free?
Yes, with no sign-up. Everything runs in your browser.
Are the tax slabs up to date?
They match the Income Tax Department’s published slabs and the GST rate structure effective 22 September 2025. Budgets can change rules, so confirm on the official portals.
Do you give investment advice?
No. These are educational tools. Mutual fund investments are subject to market risks.
Reviewed September 26, 2026 by the SolveCalcPro editorial team. See our editorial policy. All tools →